Interest Rate Tracker
Track the latest FD and savings rate updates across Indian banks.
FD Rate Hike Alert: DCB Bank
DCB Bank significantly hiked its top FD rate by 0.10% on 02-May-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: Utkarsh Small Finance
Utkarsh Small Finance significantly hiked its top FD rate by 0.60% on 05-May-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
Savings Rate Update: Utkarsh Small Finance
Utkarsh Small Finance revised its savings interest rate structure effective 01-May-26. The latest rates concerning retail depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
FD Rate Drop Alert: ESAF Small Finance
ESAF Small Finance reduced its top FD rate by 0.25% on 01-May-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Update: Capital Small Finance
Capital Small Finance changed its FD rates on 29-Apr-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: Bajaj Finserv
Bajaj Finserv raised its top FD rate by 0.45% on 01-May-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
Savings Rate Update: Suryoday Small Finance
Suryoday Small Finance revised its savings interest rate structure effective 01-May-26. The latest rates concerning retail depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
Savings Rate Update: Bank of India
Bank of India revised its savings interest rate structure effective 01-May-26. The latest rates concerning retail depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
Savings Rate Update: Bandhan Bank
Bandhan Bank revised its savings interest rate structure effective 01-May-26. The latest rates concerning retail depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
FD Rate Update: AU Small Finance
AU Small Finance changed its FD rates on 23-Apr-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
Savings Rate Update: South Indian Bank
South Indian Bank revised its savings interest rate structure effective 21-Apr-26. The latest rates concerning retail depositors now are:
Compare rates of 50+ banks at vikalp.io.
FD Rate Update: Kotak Bank
Kotak Bank changed its FD rates on 22-Apr-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Update: Union Bank of India
Union Bank of India reduced its FD rates across almost all tenures on 20-Apr-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Drop Alert: IDFC First
IDFC First reduced its top FD rate by 0.15% on 18-Apr-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Update: City Union Bank
City Union Bank changed its FD rates on 15-Apr-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: Barclays
Barclays raised its top FD rate by 0.43% on 16-Apr-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
Savings Rate Update: Yes Bank
Yes Bank simplified its savings rate structure by reducing the total number of slabs, effective 07-Apr-26. The latest rates concerning depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
Savings Rate Update: IDFC First
IDFC First revised its savings interest rate structure effective 21-Apr-26. The latest rates concerning retail depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
Savings Rate Update: Union Bank of India
Union Bank of India revised its savings interest rate structure effective 20-Apr-26. The latest rates concerning retail depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
Best Small Finance Bank FD Rates (April 2026)
Why settle for 6.50% when you can get 8.50% in FDs?
🏦Small Finance Banks give up to 2% higher than the legacy banks like SBI, HDFC, ICICI and that too with the safety of ₹5L DICGC deposit-insurance! 🛡️
So, stop leaving money on the table and compare all the rates at vikalp.io
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FD Rate Update: Nainital Bank
Nainital Bank changed its FD rates on 10-Apr-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: Kotak Bank
Kotak Bank raised its top FD rate on 15-Apr-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Drop Alert: Jana Small Finance
Jana Small Finance reduced its top FD rate by 0.23% on 11-Apr-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: Karnataka Bank
Karnataka Bank raised its top FD rate by 0.10% on 11-Apr-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Update: Axis Bank
Axis Bank changed its FD rates on 12-Mar-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
Highest Senior Citizen FD Rates (April 2026)
Most banks offer a premium of 0.50%-0.75% for citizens age 60+. See comparison of 50+ banks: vikalp.io/fixed-deposit-rates
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FD Rate Update: South Indian Bank
South Indian Bank changed its FD rates on 09-Apr-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: Tamilnad Merc. Bank
Tamilnad Merc. Bank raised its top FD rate by 0.15% on 10-Apr-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: Karur Vysya Bank
Karur Vysya Bank raised its top FD rate by 0.40% on 06-Apr-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: CSB Bank
CSB Bank raised its top FD rate by 0.35% on 06-Apr-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
Savings Rate Update: Ujjivan Small Finance
Ujjivan Small Finance reduced some of its key savings interest rates effective 01-Apr-26. The latest rates concerning retail depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
Savings Rate Update: Karnataka Bank
Karnataka Bank revised its savings interest rate structure effective 01-Apr-26. The latest rates concerning retail depositors now are:
Check out the full rate details and effective rate comparison with 50+ banks.
FD Rate Update: Canara Bank
Canara Bank raised its top FD rate by 0.45% on 17-Mar-26. The highest rates currently are:
- General: 6.60% 🗓️ 555 days
- Seniors: 7.10% 🗓️ 555 days
Check out the full rate details, and comparison with 50+ banks
FD Rate Update: UCO Bank
UCO Bank changed its FD rates effective 01-Apr-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: Suryoday Small Finance
Suryoday Small Finance raised its top FD rate by 0.20% on 29-Mar-26. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Update: Dhanlaxmi Bank
Dhanlaxmi Bank changed its FD rates on 26-Mar-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Update: DBS Bank
DBS Bank changed its FD rates on 25-Mar-26, however, there was no change in its top rate. The highest rates currently are:
Check out the full rate details and comparison with 50+ banks.
FD Rate Hike Alert: South Indian Bank
South Indian Bank raised its top FD rates on 21-Mar-26. The highest rates currently are:
- General: 6.80% 🗓️ 2 years
- Seniors: 7.30% 🗓️ 2 years
Check out the full rate details, and comparison with 50+ banks
FD Rate Drop Alert: Jana Small Finance
Jana Small Finance reduced its top FD rate by 0.25% on 23-Mar-26. The highest rates currently are:
- General: 8.00% 🗓️ 375 - 400 days
- Seniors: 8.00% 🗓️ 375 - 400 days
Check out the full rate details, and comparison with 50+ banks
FD Rate Drop Alert: IDFC First
IDFC First slightly reduced its top FD rate on 19-Mar-26. The highest rates currently are:
- General: 7.40% 🗓️ 390 days
- Seniors: 7.90% 🗓️ 390 days
Check out the full rate details, and comparison with 50+ banks
FD Rate Update: DCB Bank
DCB Bank changed its FD rates on 19-Mar-26, however, there was no change in its top rate. The highest rates currently are:
- General: 7.15% 🗓️ 24 - 25 months
- Seniors+: 7.70% 🗓️ 24 - 25 months
Check out the full rate details, and comparison with 50+ banks
FD Rate Hike Alert: Jana Small Finance
Jana Small Finance raised its top FD rate by 0.48% on 17-Mar-26. The highest rates currently are:
- General: 8.25% 🗓️ 385 - 400 days
- Seniors: 8.25% 🗓️ 385 - 400 days
Check out the full rate details, and comparison with 50+ banks
FD Rate Hike Alert: IDFC First
IDFC First raised its top FD rate by 0.30% on 16-Mar-26. The highest rates currently are:
- General: 7.50% 🗓️ 390 days
- Seniors: 8.00% 🗓️ 390 days
Check out the full rate details, and comparison with 50+ banks
FD Rate Hike Alert: South Indian Bank
South Indian Bank raised its top FD rate by 0.10% on 10-Mar-26. The highest rates currently are:
- General: 6.70% 🗓️ 2 years
- Seniors: 7.20% 🗓️ 2 years
Check out the full rate details, and comparison with 50+ banks
FD Rate Hike Alert: Federal Bank
Federal Bank raised its top FD rate on 12-Mar-26. The highest rates currently are:
- General: 6.75% 🗓️ 36 months
- Seniors: 7.25% 🗓️ 36 months
Check out the full rate details and comparison with 50+ banks
FD Rate Update: Bandhan Bank
Bandhan Bank changed its FD rates on 06-Mar-26, however, there was no change in its top rate. The highest rates currently are:
- General: 7.25% 🗓️ 2 - 3 years
- Seniors: 7.75% 🗓️ 2 - 3 years
Check out the full rate details, and comparison with 50+ banks
Savings Rate Update: DCB Bank
DCB Bank revised its savings interest rate structure effective 06-Mar-26. The latest rates concerning retail depositors now are:
- 0 - ₹1 Lakh: 1.50%
- ₹1 Lakh - ₹5 Lakh: 2.25%
- ₹5 Lakh - ₹10 Lakh: 3.75%
- ₹10 Lakh - ₹25 Lakh: 5.75%
- ₹25 Lakh - ₹50 Lakh: 6.85%
- ₹50 Lakh - ₹2 Cr: 6.70%
Check out the full rate details and effective rate comparison with 50+ banks.
Savings Rate Update: IndusInd Bank
IndusInd Bank revised its savings interest rate structure effective 01-Mar-26. The latest rates concerning retail depositors now are:
- 0 - ₹1 Lakh: 2.50%
- ₹1 Lakh - ₹25 Lakh: 3.00%
- ₹25 Lakh - ₹5 Cr: 4.00%
Check out the full rate details and effective rate comparison with 50+ banks.
FD Rate Update: Punjab National Bank
Punjab National Bank raised its top FD rate by 0.20% on 24-Feb-26. The highest rates currently are:
- General: 6.60% 🗓️ 444 days
- Seniors: 7.10% 🗓️ 444 days
Check out the full rate details, and comparison with 50+ banks
FD Rate Update: Yes Bank
Yes Bank changed its FD rates on 05-Mar-26, however, there was no change in its top rate. The highest rates currently are:
- General: 7.00% 🗓️ ~ 18 - 24 months
- Seniors: 7.75% 🗓️ 36 - 60 months
Check out the full rate details and comparison with 50+ banks.