Sundaram Finance – FD Rates
CRISIL: AAA/StableICRA: AAA/StableThis institution last updated its deposit rates on 01-Jul-25.
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About Sundaram Finance
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Frequently Asked Questions
Quick answers to the most common questions about Sundaram Finance Fixed Deposits.
As of July 2026, Sundaram Finance offers a highest interest rate of 7.00% p.a. for general citizens and 7.50% p.a. for senior citizens on fixed deposits.
Sundaram Finance is a Non-Banking Financial Company (NBFC). NBFC deposits are generally rated by credit agencies but are NOT covered by DICGC insurance. Always check the credit rating before investing.
The minimum tenure for a fixed deposit with Sundaram Finance starts from 12 Months. Longer tenures may offer higher interest rates.
Yes, Sundaram Finance offers an additional benefit of up to 0.50% p.a. over the general citizen rate for senior citizens (aged 60 and above).
Yes, interest earned on fixed deposits is taxable as per your income tax slab. TDS is deducted at 10% if total interest exceeds ₹40,000 per year (₹50,000 for senior citizens). You can submit Form 15G/15H to avoid TDS if your total income is below the taxable limit.
Yes, Sundaram Finance currently offers special FD rates on select tenures that are higher than the regular rates. These are typically limited-period offers and subject to change.
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on 06-Jul-2028