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Updated 3 Jul 2026 (3 days ago)
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Financial Insights & Guides

Stay ahead of the curve with our latest articles on maximizing your savings and understanding banking trends.

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Vikalp DeskMay 24, 2026
2

Premature FD Withdrawal: Penalty, Process & 5 Alternatives Worth Exploring

When you book a fixed deposit, the contract is simple: you give the bank money, the bank gives you a rate, and you both wait until maturity. The complication shows up when life refuses to wait — a medical emergency, a job switch, a school admission you didn’t plan for. Suddenly you need cash, and […]
Premature FD Withdrawal: Penalty, Process & 5 Alternatives Worth Exploring

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Vikalp DeskJanuary 13, 2026
5

Can you book an FD without holding a savings account?

These are the most “truly digital” options for new users. You simply use your Aadhaar and PAN to book the FD and fund it via UPI or Net Banking from any other bank.
Can you book an FD without holding a savings account?

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