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Standard Chartered – FD Rates

This bank last updated its deposit rates on 22-Dec-25.

DICGC Insurance: ₹5L
FD Rank: #47 of 59 banks
KEY TENURESGeneralSenior
6 Months
5.75%
5.75%
9 Months
5.75%
5.75%
1 Year
6.60%Best
7.10%Best
2 Years
6.50%
7.00%
3 Years
6.50%
7.00%
5 Years
6.50%
7.00%
•For callable FDs < ₹3 Cr•Premature withdrawal penalty applies

Compare with other banks

Current
S

Std Chartered

6.60%1y - 376d
Check all Foreign banks
P

Punjab & Sind

6.85%666 days
Check all public banks
D

DCB

7.50%24 - 25 months
Check all private banks
Top SFB Rate
U

Utkarsh

8.10%666 days
Check all SFBs
Top NBFC Rate
M

Muthoot Cap

8.95%36 months
Check all NBFCs
P

Post Office

7.50%5 years
Check Post Office

About Standard Chartered

Bank Overview

Type
Foreign
Headquarters
Mumbai
Founded
1858
Branches
100
DICGC Coverage
₹5 Lakhs

Frequently Asked Questions

Quick answers to the most common questions about Standard Chartered Fixed Deposits.

As of July 2026, Standard Chartered offers a highest interest rate of 6.60% p.a. for general citizens and 7.10% p.a. for senior citizens on fixed deposits.

Yes, Standard Chartered is a registered bank regulated by the RBI. Your deposits (up to ₹5 Lakhs per depositor) are insured by DICGC, which covers both principal and accrued interest.

The minimum tenure for a fixed deposit with Standard Chartered starts from 7 Days. Longer tenures may offer higher interest rates.

Yes, Standard Chartered offers an additional benefit of up to 0.50% p.a. over the general citizen rate for senior citizens (aged 60 and above).

Yes, interest earned on fixed deposits is taxable as per your income tax slab. TDS is deducted at 10% if total interest exceeds ₹40,000 per year (₹50,000 for senior citizens). You can submit Form 15G/15H to avoid TDS if your total income is below the taxable limit.

Yes, Standard Chartered currently offers special FD rates on select tenures that are higher than the regular rates. These are typically limited-period offers and subject to change.