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AU Small Finance – FD Rates

This bank last updated its deposit rates on 10-Jun-26.

DICGC Insurance: ₹5L
FD Rank: #15 of 59 banks
KEY TENURESGeneralSenior
~ 6 Months
6.35%
6.85%
9 Months
6.35%
6.85%
1 Year
7.10%
7.60%
2 Years
7.10%
7.60%
3 Years
7.40%Best
7.90%Best
5 Years
6.75%
7.25%
•For callable FDs < ₹3 Cr•Premature withdrawal penalty applies

Compare with other banks

Current
A

Au

7.40%~ 30 - 36 months
Check all SFBs
P

Punjab & Sind

6.85%666 days
Check all public banks
D

DCB

7.50%24 - 25 months
Check all private banks
Top NBFC Rate
M

Muthoot Cap

8.95%36 months
Check all NBFCs
D

Deutsche

7.00%1 - 1.5 years
Check all Foreign banks
P

Post Office

7.50%5 years
Check Post Office

About AU Small Finance

Bank Overview

Type
Small Finance
Headquarters
Jaipur
Founded
2017
Branches
692
DICGC Coverage
₹5 Lakhs

Financial Health Indicators(FY 2026)

NNPA
0.74%
CAR
18.7%
PCR
85%
LCR
119%
CASA
28.4%

Frequently Asked Questions

Quick answers to the most common questions about AU Small Finance Fixed Deposits.

As of July 2026, AU Small Finance offers a highest interest rate of 7.40% p.a. for general citizens and 7.90% p.a. for senior citizens on fixed deposits.

Yes, AU Small Finance is a registered bank regulated by the RBI. Your deposits (up to ₹5 Lakhs per depositor) are insured by DICGC, which covers both principal and accrued interest.

The minimum tenure for a fixed deposit with AU Small Finance starts from 7 Days. Longer tenures may offer higher interest rates.

Yes, AU Small Finance offers an additional benefit of up to 0.50% p.a. over the general citizen rate for senior citizens (aged 60 and above).

Yes, interest earned on fixed deposits is taxable as per your income tax slab. TDS is deducted at 10% if total interest exceeds ₹40,000 per year (₹50,000 for senior citizens). You can submit Form 15G/15H to avoid TDS if your total income is below the taxable limit.

Yes, AU Small Finance currently offers special FD rates on select tenures that are higher than the regular rates. These are typically limited-period offers and subject to change.