Top 6 Months FD Rates from DICGC Insured Banks

Compare the highest 6 Months fixed deposit interest rates across top dicgc insured banks in India. Find the best short-term FD for your savings.

Top 10 DICGC Insured Banks for 6 Months FD Rates

Jun 2026

Rank	Bank Name	General Rate	Senior Citizen	Bank Type
1	I IDFC First Bank	6.50%	6.75% Base + 0.25%	Private
2	J Jana Small Finance	6.50%	7.00% Base + 0.50%	Small Finance
3	S Suryoday Small Finance	6.50%	6.65% Base + 0.15%	Small Finance
4	E Equitas Small Finance	6.35%	6.85% Base + 0.50%	Small Finance
5	A AU Small Finance	6.35%	6.85% Base + 0.50%	Small Finance
6	T Tamilnad Merc. Bank	6.30%	6.30%	Private
7	K Karur Vysya Bank	6.25%	6.25%	Private
8	U Unity Small Finance	6.25%	6.75% Base + 0.50%	Small Finance
9	S Slice Small Finance	6.25%	6.50% Base + 0.25%	Small Finance
10	U Ujjivan Small Finance	6.00%	6.50% Base + 0.50%	Small Finance

View all FD rates across banks

Investment Insight

IDFC First Bank offers the highest 6 Months FD rate at 6.50% (base) and 6.75% for senior citizens. The average base rate across top 10 banks is 6.33%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.