Top 3 Years FD Rates from DICGC Insured Banks

Compare the highest 3 Years fixed deposit interest rates across top dicgc insured banks in India. Find the best short-term FD for your savings.

Top 10 DICGC Insured Banks for 3 Years FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
7.77%
8.00%
Base + 0.23%
Small Finance
2
7.75%
8.25%
Base + 0.50%
Small Finance
3
7.55%
8.05%
Base + 0.50%
Small Finance
4
7.50%
7.50%
Small Finance
5
7.50%
8.00%
Base + 0.50%
Small Finance
6
7.40%
7.90%
Base + 0.50%
Small Finance
7
7.35%
7.60%
Base + 0.25%
Private
8
7.25%
7.75%
Base + 0.50%
Private
9
7.25%
7.40%
Base + 0.15%
Small Finance
10
7.20%
7.70%
Base + 0.50%
Private

Investment Insight

Jana Small Finance offers the highest 3 Years FD rate at 7.77% (base) and 8.00% for senior citizens. The average base rate across top 10 banks is 7.45%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.