Top 1 Year FD Rates from DICGC Insured Banks

Compare the highest 1 Year fixed deposit interest rates across top dicgc insured banks in India. Find the best short-term FD for your savings.

Top 10 DICGC Insured Banks for 1 Year FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
7.50%
8.00%
Base + 0.50%
Small Finance
2
7.30%
7.80%
Base + 0.50%
Small Finance
3
7.25%
7.40%
Base + 0.15%
Small Finance
4
7.25%
7.75%
Base + 0.50%
Small Finance
5
7.25%
7.75%
Base + 0.50%
Small Finance
6
7.25%
7.25%
Small Finance
7
7.10%
7.60%
Base + 0.50%
Small Finance
8
7.10%
7.60%
Base + 0.50%
Small Finance
9
7.10%
7.60%
Base + 0.50%
Small Finance
10
7.00%
7.50%
Base + 0.50%
Private

Investment Insight

Unity Small Finance offers the highest 1 Year FD rate at 7.50% (base) and 8.00% for senior citizens. The average base rate across top 10 banks is 7.21%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.