Best Tax Saver Fixed Deposit Rates in India

Compare the highest Tax Saver fixed deposit rates across top Indian banks. Find the best yield for your savings with peak returns updated for 2025.

Fixed Deposit Rankings

Rank	Bank Name	General Rate	Senior Citizen	Term	Bank Type
1	S Sukanya Samriddhi	8.20%	8.20%	21y	Gov. Scheme
2	S Suryoday Small Finance Bank	7.90%	8.05% Base + 0.15%	5y	Small Finance
3	J Jana Small Finance Bank	7.77%	8.00% Base + 0.23%	3y - 5y	Small Finance
4	N National Savings Certificate	7.70%	7.70%	5y	Gov. Scheme
5	D DCB Bank	7.50%	8.00% Base + 0.50%	60m - 61m	Private
6	P Post Office	7.50%	7.50%	5y	Gov. Scheme
7	K Kisan Vikas Patra (KVP)	7.50%	7.50%	9y7m	Gov. Scheme
8	P POMIS - Monthly Income	7.40%	7.40%	5y	Gov. Scheme
9	U Ujjivan Small Finance Bank	7.30%	7.80% Base + 0.50%	5y1d ~5 years	Small Finance
10	B Bandhan Bank	7.25%	7.75% Base + 0.50%	3y - 5y	Private
11	P Public Provident Fund (PPF)	7.10%	7.10%	15y	Gov. Scheme
12	C Capital Small Finance Bank	7.00%	7.50% Base + 0.50%	1y - 5y	Small Finance
13	Y Yes Bank	7.00%	7.75% Base + 0.75%	36m - 60m	Private
14	R RBL Bank (Ratnakar)	7.00%	7.50% Base + 0.50%	~ 36m - 60m	Private
15	S Slice Small Finance Bank	7.00%	7.25% Base + 0.25%	~ 36m - 60m	Small Finance

Investment Insight

Sukanya Samriddhi leads this category with a peak rate of 8.20% (21 Years). Compare all 15 options to find the best fit for your investment goals.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions. Rankings are based on the highest advertised rate for the applicable tenure.