Best Tax Saver (5-Year) Fixed Deposit Rates in India
Compare the highest Tax Saver (5-Year) fixed deposit rates across top institutions. Find the best yield for your savings with peak returns updated for 2026.
Note:Tax-saving fixed deposits have a mandatory 5-year lock-in period and qualify for tax deductions up to ₹1.5 Lakh per financial year under Section 80C of the Income Tax Act.
Fixed Deposit Rankings
Rank | Bank Name | General Rate | Senior Citizen | Term | Bank Type |
|---|---|---|---|---|---|
| 1 | 8.25% | 8.50% +0.25% | 5 Years | Small Finance | |
| 2 | 7.77% | 8.00% +0.23% | 5 Years | Small Finance | |
| 3 | 7.50% | 8.00% +0.50% | 5 Years | Private | |
| 4 | 7.30% | 7.80% +0.50% | 5 Years | Small Finance | |
| 5 | 7.25% | 7.75% +0.50% | 5 Years | Private | |
| 6 | 7.25% | 7.50% +0.25% | 5 Years | Small Finance | |
| 7 | 7.00% | 7.50% +0.50% | 5 Years | Small Finance | |
| 8 | 7.00% | 7.50% +0.50% | 5 Years | Private | |
| 9 | 7.00% | 7.75% +0.75% | 5 Years | Private | |
| 10 | 7.00% | 7.50% +0.50% | 5 Years | Foreign | |
| 11 | 7.00% | 7.40% +0.40% | 5 Years | Co-operative | |
| 12 | 7.00% | 7.50% +0.50% | 5 Years | Small Finance | |
| 13 | 7.00% | 7.50% +0.50% | 5 Years | Small Finance | |
| 14 | 6.75% | 7.15% +0.40% | 5 Years | Co-operative | |
| 15 | 6.75% | 7.25% +0.50% | 5 Years | Small Finance | |
| 16 | 6.75% | 7.00% +0.25% | 5 Years | Private | |
| 17 | 6.75% | 7.25% +0.50% | 5 Years | Small Finance | |
| 18 | 6.75% | 7.25% +0.50% | 5 Years | Co-operative | |
| 19 | 6.75% | 6.75% | 5 Years | Private | |
| 20 | 6.75% | 7.25% +0.50% | 5 Years | Private |
Rates are sourced from official disclosures and updated regularly. Always verify with the respective institution before making investment decisions. Rankings are based on the highest advertised rate for the applicable tenure.