HomeSavings Deposit

Best Savings Rates for July 2026

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Rs. Ten Lakh

Rank
Bank Name
Effective Rate
Bank Type
Interest Payout
Effective From
1

Canara Bank

2.55% PublicQuaterly01-Jul-25
2

Bank of Baroda

2.50% PublicQuaterly22-Aug-25
3

Bank of India

2.50% PublicQuaterly01-May-26
4

Bank of Maharashtra

2.50% PublicQuaterly01-Sep-25
5

Central Bank of India

2.50% PublicQuaterly10-May-26
6

Indian Bank

2.50% PublicQuaterly07-Jul-25
7

Punjab National Bank

2.50% PublicQuaterly01-Oct-25
8

State Bank of India

2.50% PublicQuaterly15-Jun-25
9

UCO Bank

2.50% PublicQuaterly23-Jun-25
10

Union Bank of India

2.50% PublicQuaterly11-Jun-26
11

Indian Overseas Bank

2.27% PublicQuaterly12-Dec-25
12

Punjab & Sind Bank

2.20% PublicQuaterly16-Feb-26
  • 1.  Source: Official bank websites.
  • 2. Effective Rate calculation is performed using standard methodology. E&OE.