Top 6 Months FD Rates from PSU Banks

Compare the highest 6 Months fixed deposit interest rates across top psu banks in India. Find the best short-term FD for your savings.

Top 10 PSU Banks for 6 Months FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
5.65%
6.15%
Base + 0.50%
Public
2
5.60%
6.10%
Base + 0.50%
Public
3
5.50%
6.00%
Base + 0.50%
Public
4
5.50%
6.00%
Base + 0.50%
Public
5
5.50%
6.00%
Base + 0.50%
Public
6
5.40%
5.90%
Base + 0.50%
Public
7
5.25%
5.75%
Base + 0.50%
Public
8
5.00%
5.50%
Base + 0.50%
Public
9
5.00%
5.25%
Base + 0.25%
Public
10
4.85%
4.85%
Public

Investment Insight

State Bank of India offers the highest 6 Months FD rate at 5.65% (base) and 6.15% for senior citizens. The average base rate across top 10 banks is 5.33%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.