Top 6 Months FD Rates from Private Banks

Compare the highest 6 Months fixed deposit interest rates across top private banks in India. Find the best short-term FD for your savings.

Top 10 Private Banks for 6 Months FD Rates

Jun 2026

Rank	Bank Name	General Rate	Senior Citizen	Bank Type
1	I IDFC First Bank	6.50%	6.75% Base + 0.25%	Private
2	T Tamilnad Merc. Bank	6.30%	6.30%	Private
3	K Karur Vysya Bank	6.25%	6.25%	Private
4	C City Union Bank	6.00%	6.25% Base + 0.25%	Private
5	F Federal Bank	6.00%	6.50% Base + 0.50%	Private
6	Y Yes Bank	6.00%	6.50% Base + 0.50%	Private
7	D DCB Bank	6.00%	6.25% Base + 0.25%	Private
8	J J&K Bank	5.90%	6.40% Base + 0.50%	Private
9	K Karnataka Bank	5.75%	6.00% Base + 0.25%	Private
10	I IndusInd Bank	5.75%	6.25% Base + 0.50%	Private

View all FD rates across banks

Investment Insight

IDFC First Bank offers the highest 6 Months FD rate at 6.50% (base) and 6.75% for senior citizens. The average base rate across top 10 banks is 6.04%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.