Top 5 Years FD Rates from PSU Banks

Compare the highest 5 Years fixed deposit interest rates across top psu banks in India. Find the best short-term FD for your savings.

Top 10 PSU Banks for 5 Years FD Rates

Jun 2026

Rank	Bank Name	General Rate	Senior Citizen	Bank Type
1	P Punjab National Bank	6.35%	6.85% Base + 0.50%	Public
2	B Bank of Baroda	6.30%	6.90% Base + 0.60%	Public
3	S State Bank of India	6.30%	6.80% Base + 0.50%	Public
4	B Bank of India	6.25%	7.00% Base + 0.75%	Public
5	C Canara Bank	6.25%	6.75% Base + 0.50%	Public
6	I Indian Overseas Bank	6.10%	6.60% Base + 0.50%	Public
7	I Indian Bank	6.05%	6.55% Base + 0.50%	Public
8	C Central Bank of India	6.00%	6.50% Base + 0.50%	Public
9	U UCO Bank	6.00%	6.50% Base + 0.50%	Public
10	U Union Bank of India	6.00%	6.50% Base + 0.50%	Public

View all FD rates across banks

Investment Insight

Punjab National Bank offers the highest 5 Years FD rate at 6.35% (base) and 6.85% for senior citizens. The average base rate across top 10 banks is 6.16%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.