Top 5 Years Government Schemes & Post Office FD Rates
Compare sovereign-backed 5 Years deposit interest rates across Post Office Term Deposits and Central Government savings schemes in India.
Top 5 Government Schemes & Post Office for 5 Years FD Rates
Rank | Bank Name | General Rate | Senior Citizen | Bank Type |
|---|---|---|---|---|
| 1 | 7.70% | 7.70% | Govt Scheme | |
| 2 | 7.50% | 7.50% | Govt Scheme | |
| 3 | 7.40% | 7.40% | Govt Scheme | |
| 4 | 6.70% | 6.70% | Govt Scheme | |
| 5 | 0.00% | 8.20% | Govt Scheme |
Investment Insight
National Savings Certificate offers the highest 5 Years FD rate at 7.70% (base) and 7.70% for senior citizens. The average base rate across top 5 banks is 5.86%.
Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.




