Top 5 Years FD Rates

Compare the highest 5 Years fixed deposit interest rates across top all banks in India. Find the best short-term FD for your savings.

Top 10 Banks for 5 Years FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
M
8.50%
8.75%
Base + 0.25%
NBFC
2
7.90%
8.05%
Base + 0.15%
Small Finance
3
7.77%
8.00%
Base + 0.23%
Small Finance
4
7.50%
8.00%
Base + 0.50%
Private
5
7.50%
7.50%
Post Office
6
M
7.45%
7.80%
Base + 0.35%
NBFC
7
B
7.40%
7.75%
Base + 0.35%
NBFC
8
7.30%
7.80%
Base + 0.50%
Small Finance
9
7.25%
7.75%
Base + 0.50%
Private
10
S
7.25%
7.75%
Base + 0.50%
NBFC

Investment Insight

Muthoot Capital offers the highest 5 Years FD rate at 8.50% (base) and 8.75% for senior citizens. The average base rate across top 10 banks is 7.58%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.