Top 5 Years FD Rates

Compare the highest 5 Years fixed deposit interest rates across top all banks in India. Find the best short-term FD for your savings.

Top 10 Banks for 5 Years FD Rates

Jul 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
M
8.50%
8.75%
Base + 0.25%
NBFC
2
7.90%
8.05%
Base + 0.15%
Small Finance
3
7.77%
8.00%
Base + 0.23%
Small Finance
4
7.70%
7.70%
Gov. Scheme
5
S
7.50%
8.00%
Base + 0.50%
NBFC
6
7.50%
8.00%
Base + 0.50%
Private
7
7.50%
7.50%
Gov. Scheme
8
M
7.45%
7.80%
Base + 0.35%
NBFC
9
B
7.40%
7.75%
Base + 0.35%
NBFC
10
7.40%
7.40%
Gov. Scheme

Investment Insight

Muthoot Capital offers the highest 5 Years FD rate at 8.50% (base) and 8.75% for senior citizens. The average base rate across top 10 banks is 7.66%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.