Top 5 Years FD Rates from DICGC Insured Banks

Compare the highest 5 Years fixed deposit interest rates across top dicgc insured banks in India. Find the best short-term FD for your savings.

Top 10 DICGC Insured Banks for 5 Years FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
7.90%
8.05%
Base + 0.15%
Small Finance
2
7.77%
8.00%
Base + 0.23%
Small Finance
3
7.50%
8.00%
Base + 0.50%
Private
4
7.30%
7.80%
Base + 0.50%
Small Finance
5
7.25%
7.75%
Base + 0.50%
Private
6
7.00%
7.75%
Base + 0.75%
Private
7
7.00%
7.50%
Base + 0.50%
Private
8
7.00%
7.25%
Base + 0.25%
Small Finance
9
7.00%
7.50%
Base + 0.50%
Small Finance
10
7.00%
7.50%
Base + 0.50%
Small Finance

Investment Insight

Suryoday Small Finance offers the highest 5 Years FD rate at 7.90% (base) and 8.05% for senior citizens. The average base rate across top 10 banks is 7.27%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.