Top 4 Years FD Rates from Private Banks

Compare the highest 4 Years fixed deposit interest rates across top private banks in India. Find the best short-term FD for your savings.

Top 10 Private Banks for 4 Years FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
7.25%
7.75%
Base + 0.50%
Private
2
7.00%
7.75%
Base + 0.75%
Private
3
7.00%
7.50%
Base + 0.50%
Private
4
7.00%
7.25%
Base + 0.25%
Private
5
6.75%
7.00%
Base + 0.25%
Private
6
6.70%
7.20%
Base + 0.50%
Private
7
6.65%
7.15%
Base + 0.50%
Private
8
6.65%
7.15%
Base + 0.50%
Private
9
6.55%
7.05%
Base + 0.50%
Private
10
6.50%
7.00%
Base + 0.50%
Private

Investment Insight

Bandhan Bank offers the highest 4 Years FD rate at 7.25% (base) and 7.75% for senior citizens. The average base rate across top 10 banks is 6.80%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.