Top 4 Years FD Rates

Compare the highest 4 Years fixed deposit interest rates across top all banks in India. Find the best short-term FD for your savings.

Top 10 Banks for 4 Years FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
M
8.75%
9.00%
Base + 0.25%
NBFC
2
7.77%
8.00%
Base + 0.23%
Small Finance
3
M
7.45%
7.80%
Base + 0.35%
NBFC
4
B
7.40%
7.75%
Base + 0.35%
NBFC
5
7.25%
7.75%
Base + 0.50%
Private
6
S
7.25%
7.75%
Base + 0.50%
NBFC
7
7.25%
7.75%
Base + 0.50%
Small Finance
8
7.20%
7.70%
Base + 0.50%
Small Finance
9
7.00%
7.75%
Base + 0.75%
Private
10
7.00%
7.50%
Base + 0.50%
Small Finance

Investment Insight

Muthoot Capital offers the highest 4 Years FD rate at 8.75% (base) and 9.00% for senior citizens. The average base rate across top 10 banks is 7.43%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.