Top 4 Years FD Rates from DICGC Insured Banks
Compare the highest 4 Years fixed deposit interest rates across top dicgc insured banks in India. Find the best short-term FD for your savings.
Top 10 DICGC Insured Banks for 4 Years FD Rates
Rank | Bank Name | General Rate | Senior Citizen | Bank Type |
|---|---|---|---|---|
| 1 | 7.77% | 8.00% Base + 0.23% | Small Finance | |
| 2 | 7.25% | 7.75% Base + 0.50% | Private | |
| 3 | 7.25% | 7.75% Base + 0.50% | Small Finance | |
| 4 | 7.20% | 7.70% Base + 0.50% | Small Finance | |
| 5 | 7.00% | 7.50% Base + 0.50% | Small Finance | |
| 6 | 7.00% | 7.40% Base + 0.40% | Co-operative | |
| 7 | 7.00% | 7.75% Base + 0.75% | Private | |
| 8 | 7.00% | 7.50% Base + 0.50% | Private | |
| 9 | 7.00% | 7.25% Base + 0.25% | Small Finance | |
| 10 | 7.00% | 7.50% Base + 0.50% | Small Finance |
Investment Insight
Jana Small Finance Bank offers the highest 4 Years FD rate at 7.77% (base) and 8.00% for senior citizens. The average base rate across top 10 banks is 7.15%.
Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.