Top 3 Years FD Rates from PSU Banks

Compare the highest 3 Years fixed deposit interest rates across top psu banks in India. Find the best short-term FD for your savings.

Top 10 PSU Banks for 3 Years FD Rates

Jun 2026

Rank	Bank Name	General Rate	Senior Citizen	Bank Type
1	B Bank of India	6.70%	7.45% Base + 0.75%	Public
2	I Indian Overseas Bank	6.40%	6.90% Base + 0.50%	Public
3	S State Bank of India	6.40%	6.90% Base + 0.50%	Public
4	P Punjab National Bank	6.35%	6.85% Base + 0.50%	Public
5	B Bank of Baroda	6.30%	6.90% Base + 0.60%	Public
6	C Canara Bank	6.25%	6.75% Base + 0.50%	Public
7	C Central Bank of India	6.25%	6.75% Base + 0.50%	Public
8	I Indian Bank	6.15%	6.65% Base + 0.50%	Public
9	U Union Bank of India	6.10%	6.60% Base + 0.50%	Public
10	U UCO Bank	6.00%	6.50% Base + 0.50%	Public

View all FD rates across banks

Investment Insight

Bank of India offers the highest 3 Years FD rate at 6.70% (base) and 7.45% for senior citizens. The average base rate across top 10 banks is 6.29%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.