Top 2 Years FD Rates

Compare the highest 2 Years fixed deposit interest rates across top all banks in India. Find the best short-term FD for your savings.

Top 10 Banks for 2 Years FD Rates

Jul 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
M
8.65%
8.90%
Base + 0.25%
NBFC
2
8.00%
8.50%
Base + 0.50%
Small Finance
3
8.00%
8.30%
Base + 0.30%
Small Finance
4
7.80%
8.30%
Base + 0.50%
Small Finance
5
7.75%
8.25%
Base + 0.50%
Small Finance
6
7.50%
7.50%
Small Finance
7
7.50%
8.00%
Base + 0.50%
Private
8
7.50%
8.00%
Base + 0.50%
Small Finance
9
7.45%
7.95%
Base + 0.50%
Private
10
7.25%
7.50%
Base + 0.25%
Private

Investment Insight

Muthoot Capital offers the highest 2 Years FD rate at 8.65% (base) and 8.90% for senior citizens. The average base rate across top 10 banks is 7.74%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.