Top 1 Year FD Rates from PSU Banks

Compare the highest 1 Year fixed deposit interest rates across top psu banks in India. Find the best short-term FD for your savings.

Top 10 PSU Banks for 1 Year FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
6.50%
7.00%
Base + 0.50%
Public
2
6.50%
7.00%
Base + 0.50%
Public
3
6.30%
6.80%
Base + 0.50%
Public
4
6.25%
6.75%
Base + 0.50%
Public
5
6.25%
6.75%
Base + 0.50%
Public
6
6.25%
6.75%
Base + 0.50%
Public
7
6.20%
6.70%
Base + 0.50%
Public
8
6.20%
6.70%
Base + 0.50%
Public
9
6.20%
6.70%
Base + 0.50%
Public
10
6.10%
6.60%
Base + 0.50%
Public

Investment Insight

Bank of India offers the highest 1 Year FD rate at 6.50% (base) and 7.00% for senior citizens. The average base rate across top 10 banks is 6.28%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.