Top 1 Year FD Rates from Private Banks

Compare the highest 1 Year fixed deposit interest rates across top private banks in India. Find the best short-term FD for your savings.

Top 10 Private Banks for 1 Year FD Rates

Jun 2026
Rank
Bank Name
General Rate
Senior Citizen
Bank Type
1
7.00%
7.50%
Base + 0.50%
Private
2
7.00%
7.50%
Base + 0.50%
Private
3
7.00%
7.50%
Base + 0.50%
Private
4
6.90%
7.15%
Base + 0.25%
Private
5
6.80%
7.30%
Base + 0.50%
Private
6
6.75%
7.25%
Base + 0.50%
Private
7
6.75%
7.25%
Base + 0.50%
Private
8
6.75%
7.25%
Base + 0.50%
Private
9
6.65%
6.90%
Base + 0.25%
Private
10
6.55%
7.05%
Base + 0.50%
Private

Investment Insight

Bandhan Bank offers the highest 1 Year FD rate at 7.00% (base) and 7.50% for senior citizens. The average base rate across top 10 banks is 6.81%.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions.