Best PSU Bank Fixed Deposit Rates in India

Compare the highest PSU Bank fixed deposit rates across top Indian banks. Find the best yield for your savings with peak returns updated for 2025.

Fixed Deposit Rankings

Rank	Bank Name	General Rate	Senior Citizen	Term	Bank Type
1	B Bank of India	6.85%	7.35% Base + 0.50%	999 days ~2.7 years	Public
2	I Indian Bank	6.80%	7.30% Base + 0.50%	555 days ~1.5 years	Public
3	P Punjab & Sind Bank	6.75%	7.25% Base + 0.50%	666 days ~1.8 years	Public
4	C Central Bank of India	6.70%	7.20% Base + 0.50%	444 days ~1.2 years	Public
5	B Bank of Maharashtra	6.65%	7.15% Base + 0.50%	400 days ~1.1 years	Public
6	U Union Bank of India	6.65%	7.15% Base + 0.50%	555 days ~1.5 years	Public
7	I Indian Overseas Bank	6.60%	7.10% Base + 0.50%	444 days ~1.2 years	Public
8	P Punjab National Bank	6.60%	7.10% Base + 0.50%	444 days ~1.2 years	Public
9	U UCO Bank	6.60%	7.10% Base + 0.50%	535 days ~1.5 years	Public
10	C Canara Bank	6.60%	7.10% Base + 0.50%	555 days ~1.5 years	Public
11	B Bank of Baroda	6.45%	6.95% Base + 0.50%	444 days ~1.2 years	Public
12	S State Bank of India	6.45%	6.95% Base + 0.50%	444 days ~1.2 years	Public

Investment Insight

Bank of India leads this category with a peak rate of 6.85% (999 Days). Compare all 12 options to find the best fit for your investment goals.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions. Rankings are based on the highest advertised rate for the applicable tenure.