Best Private Bank Fixed Deposit Rates in India

Compare the highest Private Bank fixed deposit rates across top Indian banks. Find the best yield for your savings with peak returns updated for 2025.

Fixed Deposit Rankings

Rank	Bank Name	General Rate	Senior Citizen	Term	Bank Type
1	D DCB Bank	7.50%	8.00% Base + 0.50%	24m - 25m	Private
2	I IDFC First Bank	7.35%	7.60% Base + 0.25%	500d - 3y	Private
3	C Catholic Syrian Bank	7.35%	7.50% Base + 0.15%	18m	Private
4	Y Yes Bank	7.25%	7.75% Base + 0.50%	~ 18m - 24m	Private
5	C City Union Bank	7.25%	7.50% Base + 0.25%	555 days ~1.5 years	Private
6	T Tamilnad Merc. Bank	7.25%	7.70% Base + 0.45%	567 days ~1.6 years	Private
7	B Bandhan Bank	7.25%	7.75% Base + 0.50%	2y - 3y	Private
8	J J&K Bank	7.25%	7.75% Base + 0.50%	888 days ~2.4 years	Private
9	D Dhanlaxmi Bank	7.25%	7.75% Base + 0.50%	1111 days ~3 years	Private
10	K Karur Vysya Bank	7.20%	7.70% Base + 0.50%	400 days ~1.1 years	Private
11	R RBL Bank (Ratnakar)	7.20%	7.70% Base + 0.50%	18m - 36m	Private
12	K Karnataka Bank	7.00%	7.40% Base + 0.40%	555 days ~1.5 years	Private
13	I IndusInd Bank	7.00%	7.75% Base + 0.75%	2y - 3y	Private
14	F Federal Bank	6.80%	7.30% Base + 0.50%	15m	Private
15	K Kotak Bank	6.80%	7.30% Base + 0.50%	2y - 3y	Private

Investment Insight

DCB Bank leads this category with a peak rate of 7.50% (24 Months - 25 Months). Compare all 15 options to find the best fit for your investment goals.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions. Rankings are based on the highest advertised rate for the applicable tenure.