Best Private Bank Fixed Deposit Rates in India

Compare the highest Private Bank fixed deposit rates across top Indian banks. Find the best yield for your savings with peak returns updated for 2026.

Fixed Deposit Rankings

Rank	Bank Name	General Rate	Senior Citizen	Term	Bank Type
1	DCB Bank	7.50%	8.00% Base + 0.50%	24m - 25m	Private
2	Bandhan Bank	7.45%	7.95% Base + 0.50%	2y - 3y	Private
3	Yes Bank	7.25%	7.75% Base + 0.50%	18m - 24m	Private
4	City Union Bank	7.25%	7.50% Base + 0.25%	555 days ~1.5 years	Private
5	Tamilnad Merc. Bank	7.25%	7.70% Base + 0.45%	567 days ~1.6 years	Private
6	Dhanlaxmi Bank	7.25%	7.75% Base + 0.50%	1111 days ~3 years	Private
7	Karur Vysya Bank	7.20%	7.70% Base + 0.50%	400 days ~1.1 years	Private
8	RBL Bank (Ratnakar)	7.20%	7.70% Base + 0.50%	18m - 36m	Private
9	IDFC First Bank	7.10%	7.35% Base + 0.25%	500d - 3y	Private
10	Catholic Syrian Bank	7.10%	7.35% Base + 0.25%	18m	Private
11	J&K Bank	7.05%	7.55% Base + 0.50%	888 days ~2.4 years	Private
12	Karnataka Bank	7.00%	7.40% Base + 0.40%	555 days ~1.5 years	Private
13	IndusInd Bank	7.00%	7.75% Base + 0.75%	2y - 3y	Private
14	Kotak Bank	6.80%	7.30% Base + 0.50%	2y - 3y	Private
15	South Indian Bank	6.80%	7.30% Base + 0.50%	30m	Private
16	Federal Bank	6.70%	7.20% Base + 0.50%	48m	Private
17	Nainital Bank	6.60%	7.10% Base + 0.50%	444 days ~1.2 years	Private
18	Axis Bank	6.50%	7.00% Base + 0.50%	18m - 2y	Private
19	IDBI Bank	6.50%	7.00% Base + 0.50%	2y - 3y	Private
20	HDFC Bank	6.50%	7.10% Base + 0.60%	3y - 4y7m	Private

Investment Insight

DCB Bank leads this category with a peak rate of 7.50%. Compare all 20 options to find the best fit for your investment goals.

Rates are sourced from official bank disclosures and updated regularly. Always verify with the respective institution before making investment decisions. Rankings are based on the highest advertised rate for the applicable tenure.