Best Private Bank Fixed Deposit Rates in India

Compare the highest Private Bank fixed deposit rates across top institutions. Find the best yield for your savings with peak returns updated for 2026.

Note:Scheduled private commercial banks offer competitive fixed deposit rates, digital booking, and full DICGC insurance coverage up to ₹5 Lakh.

Fixed Deposit Rankings

Rank	Bank Name	General Rate	Senior Citizen	Term	Bank Type
1	DCB Bank	7.50%	8.00% +0.50%	60 - 61 months	Private
2	Bandhan Bank	7.45%	7.95% +0.50%	2 - 3 years	Private
3	City Union Bank	7.30%	7.50% +0.20%	556d - 3y	Private
4	Yes Bank	7.25%	7.75% +0.50%	18 - 24 months	Private
5	Tamilnad Merc. Bank	7.25%	7.70% +0.45%	567 Days	Private
6	Dhanlaxmi Bank	7.25%	7.75% +0.50%	1111 Days	Private
7	Karur Vysya Bank	7.20%	7.70% +0.50%	400 Days	Private
8	IDFC First Bank	7.10%	7.35% +0.25%	500d - 3y	Private
9	Catholic Syrian Bank	7.10%	7.35% +0.25%	18 Months	Private
10	RBL Bank (Ratnakar)	7.00%	7.50% +0.50%	18 - 60 months	Private
11	Karnataka Bank	7.00%	7.40% +0.40%	555 Days	Private
12	IndusInd Bank	7.00%	7.75% +0.75%	2 - 3 years	Private
13	South Indian Bank	6.80%	7.30% +0.50%	30 Months	Private
14	Kotak Bank	6.75%	7.25% +0.50%	2 - 3 years	Private
15	J&K Bank	6.75%	7.25% +0.50%	888 Days	Private
16	Federal Bank	6.70%	7.20% +0.50%	48 Months	Private
17	Nainital Bank	6.60%	7.10% +0.50%	444 Days	Private
18	ICICI Bank	6.60%	7.20% +0.60%	3 - 5 years	Private
19	IDBI Bank	6.55%	7.05% +0.50%	1100 Days	Private
20	Axis Bank	6.50%	7.00% +0.50%	18m - 2y	Private

Rates are sourced from official disclosures and updated regularly. Always verify with the respective institution before making investment decisions. Rankings are based on the highest advertised rate for the applicable tenure.