Question 1

What are the highest interest rates for Standard Chartered Bank in 2026?

Accepted Answer

As of September 2026, Standard Chartered Bank offers up to 6.60% p.a. on Fixed Deposits and up to 5.00% p.a. on Savings Accounts based on the balance slabs maintained.

Question 2

Is Standard Chartered Bank safe for depositing money?

Accepted Answer

Yes, Standard Chartered Bank is a scheduled bank regulated by the RBI. Your deposits (up to ₹5 Lakhs per depositor) are insured by the DICGC, which covers principal and interest across all account types.

Question 3

What is the minimum tenure and senior citizen benefit for Standard Chartered Bank FDs?

Accepted Answer

The minimum tenure for a fixed deposit with Standard Chartered Bank starts from 7 Days. Senior citizens receive an additional interest rate benefit of up to 0.50% p.a. over general citizen rates.

Question 4

How does Standard Chartered Bank Savings Account interest rate vary?

Accepted Answer

Standard Chartered Bank offers tiered interest rates ranging from 0.50% to 5.00% p.a. depending on the balance slabs maintained in the savings account.

Question 5

Are returns on Standard Chartered Bank FDs and Savings Accounts taxable?

Accepted Answer

Yes, interest earned on deposits is taxable. Savings account interest is tax-free up to ₹10,000 per year (₹50,000 for senior citizens) under Section 80TTA/80TTB. FD interest is fully taxable, and TDS is deducted at 10% if interest exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year.

Maturity	USD
Deposit Amount	Under $100K	$100K+
365 days	0.10%	0.10%
366 to 375 days	0.10%	0.10%
376 to 394 days	0.01%	4.00%BEST
395 to 400 days	3.00%BEST	0.01%
401 days to <1.5 years	0.01%	0.01%
1.5 to <2 years	0.01%	0.01%
2 years to <740 days	0.01%	0.01%
740 days	0.01%	0.01%
741 days to <3 years	0.01%	0.01%

TENURE	Interest Rate
1 year to 376 days	6.60%BEST
377 to 379 days	3.75%
380 to 390 days	6.50%
391 days to <18 months	6.50%
18 to <21 months	6.50%
21 months to <2 years	6.50%
2 to <3 years	6.50%
3 to <4 years	6.50%
4 to <5 years	6.50%
5 years	6.25%

Standard Chartered Bank

Bank Overview

Fixed Deposit (FD) Interest Rates

Savings Account Interest Rates

Foreign Currency Non-Resident (FCNR-B) Deposit Rates

NRI Fixed Deposit Rates (NRE & NRO)

Frequently Asked Questions

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