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Muthoot Capital
CRISIL: A+/StableSafety:NBFC Safety:Moderate
•DICGC Insurance: NIL
Bank Overview
Type
NBFCHeadquarters
KochiFounded
1994Branches
–DICGC Coverage
Not CoveredCredit Ratings
CRISIL
A+/StableFair
CARE
Unrated
ICRA
Unrated
India Ratings
Unrated
Fixed Deposit (FD) Interest Rates
| TENURE | General | Senior |
|---|
•For callable FDs < ₹3 Cr•Premature withdrawal penalty applies
Frequently Asked Questions
As of September 2026, Muthoot Capital offers up to 8.95% p.a. on Fixed Deposits and up to 0.00% p.a. on Savings Accounts based on the balance slabs maintained.
Muthoot Capital is an NBFC. NBFC deposits are NOT covered by DICGC insurance but are rated by credit agencies like CRISIL/CARE/ICRA.
The minimum tenure for a fixed deposit with Muthoot Capital starts from 12 Months. Senior citizens receive an additional interest rate benefit of up to 0.25% p.a. over general citizen rates.
Yes, interest earned on deposits is taxable. Savings account interest is tax-free up to ₹10,000 per year (₹50,000 for senior citizens) under Section 80TTA/80TTB. FD interest is fully taxable, and TDS is deducted at 10% if interest exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year.
Muthoot Capital FD Calculator
Months
Days
MATURITY AMOUNT
₹1,08,137
MATURITY DATE
19 Sept 2027
Interest rate7.90% p.a.
Principal₹1,00,000
Total interest₹8,137
Indicative only. Actual figures may vary.