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Catholic Syrian Bank
Safety:Bank Safety:Good
•✓₹5l DICGC insuredDICGC insured up to ₹5L
Bank Overview
Type
PrivateHeadquarters
ThrissurFounded
1920Branches
862DICGC Coverage
₹5 LakhsFinancial Health Indicators(FY 2026)
NNPA
0.40%Strong
CAR
20.66%Strong
PCR
76.38%Strong
LCR
109.00%Fair
CASA
20.00%Weak
Fixed Deposit (FD) Interest Rates
| TENURE | General | Senior |
|---|
•For callable FDs < ₹3 Cr•Premature withdrawal penalty applies
Savings Account Interest Rates
| Deposit Slabs | Interest Rate |
|---|
Foreign Currency Non-Resident (FCNR-B) Deposit Rates
Maturity | USD | |
|---|---|---|
| Deposit Amount | Under $350K | $350K+ |
| 12 to <24 months | 4.85%BEST | 4.85%BEST |
| 24 to <36 months | 4.30% | 4.30% |
| 36 to <48 months | 4.05% | 4.05% |
| 48 to <60 months | 4.00% | 4.00% |
| 60 months | 4.00% | 4.00% |
NRI Fixed Deposit Rates (NRE & NRO)
| TENURE | Interest Rate |
|---|---|
12 to <13 months | 5.00% |
13 months | 7.00% |
Above 13 to <18 months | 5.50% |
18 months | 7.10%BEST |
Above 18 to 30 months | 7.00% |
Above 30 to 120 months | 5.75% |
•For callable NRE FDs < ₹3 Cr•100% tax-free in India•Premature withdrawal penalty applies
Frequently Asked Questions
As of September 2026, Catholic Syrian Bank offers up to 7.10% p.a. on Fixed Deposits and up to 7.40% p.a. on Savings Accounts based on the balance slabs maintained.
Yes, Catholic Syrian Bank is a scheduled bank regulated by the RBI. Your deposits (up to ₹5 Lakhs per depositor) are insured by the DICGC, which covers principal and interest across all account types.
The minimum tenure for a fixed deposit with Catholic Syrian Bank starts from 7 Days. Senior citizens receive an additional interest rate benefit of up to 0.25% p.a. over general citizen rates.
Catholic Syrian Bank offers tiered interest rates ranging from 2.10% to 7.40% p.a. depending on the balance slabs maintained in the savings account.
Yes, interest earned on deposits is taxable. Savings account interest is tax-free up to ₹10,000 per year (₹50,000 for senior citizens) under Section 80TTA/80TTB. FD interest is fully taxable, and TDS is deducted at 10% if interest exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year.
Catholic Syrian Bank FD Calculator
Months
Days
MATURITY AMOUNT
₹1,06,136
MATURITY DATE
19 Sept 2027
Interest rate6.00% p.a.
Principal₹1,00,000
Total interest₹6,136
Indicative only. Actual figures may vary.