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AU Small Finance bank
Safety:Bank Safety:Good
•✓₹5l DICGC insuredDICGC insured up to ₹5L
Bank Overview
Type
Small FinanceHeadquarters
JaipurFounded
2017Branches
692DICGC Coverage
₹5 LakhsFinancial Health Indicators(FY 2026)
NNPA
0.74%Strong
CAR
18.70%Fair
PCR
85.00%Strong
LCR
119.00%Fair
CASA
28.40%Fair
Fixed Deposit (FD) Interest Rates
| TENURE | General | Senior |
|---|
•For callable FDs < ₹3 Cr•Premature withdrawal penalty applies
Savings Account Interest Rates
| Deposit Slabs | Interest Rate |
|---|
Foreign Currency Non-Resident (FCNR-B) Deposit Rates
Maturity | USD | |
|---|---|---|
| Deposit Amount | Under $500K | $500K+ |
| 1 to <2 years | 4.50%BEST | 4.50%BEST |
| 2 to <3 years | 4.25% | 4.25% |
| 3 to <4 years | 4.15% | 4.15% |
| 4 to <5 years | 4.00% | 4.00% |
| 5 years | 4.00% | 4.00% |
NRI Fixed Deposit Rates (NRE & NRO)
| TENURE | Interest Rate |
|---|---|
12 to 15 months | 7.10% |
15 to 18 months | 7.00% |
18 to 24 months | 7.00% |
24 to 30 months | 7.10% |
30 to 36 months | 7.40%BEST |
36 to 45 months | 7.00% |
45 to <60 months | 6.75% |
60 to 120 months | 6.75% |
•For callable NRE FDs < ₹3 Cr•100% tax-free in India•Premature withdrawal penalty applies
Frequently Asked Questions
As of September 2026, AU Small Finance bank offers up to 7.40% p.a. on Fixed Deposits and up to 6.75% p.a. on Savings Accounts based on the balance slabs maintained.
Yes, AU Small Finance bank is a scheduled bank regulated by the RBI. Your deposits (up to ₹5 Lakhs per depositor) are insured by the DICGC, which covers principal and interest across all account types.
The minimum tenure for a fixed deposit with AU Small Finance bank starts from 7 Days. Senior citizens receive an additional interest rate benefit of up to 0.50% p.a. over general citizen rates.
AU Small Finance bank offers tiered interest rates ranging from 2.50% to 6.75% p.a. depending on the balance slabs maintained in the savings account.
Yes, interest earned on deposits is taxable. Savings account interest is tax-free up to ₹10,000 per year (₹50,000 for senior citizens) under Section 80TTA/80TTB. FD interest is fully taxable, and TDS is deducted at 10% if interest exceeds ₹40,000 (₹50,000 for senior citizens) in a financial year.
AU SFB FD Calculator
Months
Days
MATURITY AMOUNT
₹1,06,503
MATURITY DATE
19 Sept 2027
Interest rate6.35% p.a.
Principal₹1,00,000
Total interest₹6,503
Indicative only. Actual figures may vary.